Privacy Policy
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us.
This information can include:
- Social Security Number
- Income
- Account Balances
- Payment History
- Credit History
- Employment History
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Williamson County Catholic Credit Union chooses to share; and whether you can limit this sharing.
For questions, please call us at 618-942-5626
| Reasons we are allowed to share. | Do we share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. | YES | NO |
| For our marketing purposes — to offer our products and services to you. | NO | — |
| For joint marketing with other financial companies. | YES | NO |
| For our affiliates' everyday business purposes — information about your transactions and experiences. | NO | — |
| For our affiliates' everyday business purposes — information about your creditworthiness. | NO | — |
| For our affiliates to market to you. | NO | — |
| For our nonaffiliates to market to you. | NO | — |
How does WCCCU protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does WCCCU collect my personal information?
We collect your personal information, for example, when you:
- Open an Account
- Deposit Money
- Pay Bills
- Apply for Loan
Why can't I limit all sharing?
Federal law gives you the right to limit only:
- Sharing information about your creditworthiness for affiliates' everyday business purposes.
- Sharing for affiliates to market to you.
- Sharing for nonaffiliates to market to you.
- Apply for Loan
Definitions
- Joint Marketing — A formal agreement between nonaffiliated financial companies that together market financial products or services to you, including insurance companies.
- Affiliates — Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Nonaffiliates — A formal agreement between nonaffiliated financial companies that together market financial products or services to you.