“People Helping People”

Williamson County Catholic CU

News

Welcome! Check back soon for news & updates from the credit union.

History

St. Joseph's Credit Union of Marion was chartered on November 3, 1952 and changed it's name to Williamson County Catholic Credit Union in 1976.

It operated out of several homes until 1993 when it moved into its FIRST business office. The credit union is presently located at 210 W. Monroe Street in Herrin — just one block east of Our Lady of Mt.Carmel Church.

Mission Statement

The Williamson County Catholic Credit Union is a member owned financial cooperative.

We serve the Catholic communities in Williamson County by providing competitive loans and savings in a friendly atmosphere while maintaining long term financial stability.

Membership

Any member of a Catholic Church in Williamson County and their family can join our credit union.

To start your membership, you must open a Share Account with a deposit of $5.00, which will give you ownership in Williamson County Catholic Credit Union.

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Account Type Minimum to Open Minimum to Earn Interest APR * APY *
Regular Savings $5.00 $25.00 0.35% 0.35%
Special Savings (Vacation, Taxes, or Christmas Savings) No Minimum No Minimum 0.35% 0.35%

* Last updated 2nd quarter 2014. $25 minimum to earn interest.

Loan Rates *

Loan Type 12 mo. 24 mo. 36 mo. 48 mo. 60 mo. 72 mo.
Auto 2008 & Newer 2.75% 2.99% 3.50% 3.75% 4.25%
Auto 2006 & 2007 3.75% 4.00% 4.25% 4.75% 5.75%
Auto 2004 & 2005 5.99% 5.99% 6.25% 6.50%
Auto 2003 & Older 8.90% 8.90% 8.90% 8.90% 8.90%
New Motorcycles 3.75% 3.99% 4.50% 4.75% 5.25%
Used Motorcycles (less than 10 yrs) 4.99% 4.99% 4.99% 4.99% 4.99%
Used Motorcycles (10 yrs and older) 8.99% 8.99% 8.99% 8.99% 8.99%
New RVs, and Watercraft 4.75% 4.99% 5.50% 5.75% 6.25%
Used RVs, and Watercraft (less than 10 yrs) 5.99% 5.99% 5.99% 5.99% 5.99%
Used RVs, and Watercraft (10 yrs and older) 8.99% 8.99% 8.99% 8.99% 8.99%
Unsecured Loans 10.90% 10.90% 10.90%
Share Backed Loans 2.50% 2.50% 2.50% 2.50% 2.50% 2.50%

* Rates are subject to change without notice. We match rates for members with good credit.

We offer Vehicle, Motorcycle, Watercraft, RV, Debt Consolidation, Home Improvement, Holiday, Unsecured, and Share Backed Loans.

Share Certificate Rates *

Certificate Type Minimum APR APY
6 months $500.00 0.34% 0.35%
12 months $1,000.00 0.69% 0.70%
18 months $1,000.00 1.00% 1.02%
24 months $1,000.00 0.84% 0.85%
36 months $1,000.00 1.13% 1.15%

* Last updated 19 JUN 2014. Rates based on quarterly compounding and assumes that all interest remains in the account and the rate does not change for one year.

Member Benefit Details
Copy Service Members can copy legal documents for free.
Direct Deposit Limited direct deposit is available for social security, pension and payroll.
Discounted Tickets Discounted theme park ticket rates are available to Holiday World & Venture River.
Fax Service Buisness related documents can be faxed from the credit union for free.
Stamps Buy postage stamps from our credit union office.
Other Insurance Credit life & disability insurance available for all loans.

Note: Discounted tickets for Venture River are ONLY available at WCCCU. They cannot be purchased at a discount online.

To use the forms, download and print the form you need and bring or fax it to the credit union (see contact information).

Robbie J. Wiseman

President

Kendra Ross

Vice President

Tracy Steele

File Clerk